New accounts land on the Trial plan: 10 fresh reports, lifetime, no time limit. No credit card required.
A fresh report is one invocation of an MCP tool — pulling a filing, fetching a transcript, running a macro query. A chat can use 1 or many.
Your trial doesn't expire — use the 10 calls whenever, over a day or over a year. After they're consumed the MCP returns quota_exceeded until you upgrade.
Pay-as-you-go is the standard plan: $0.75 per fresh report with no monthly fee — top up any amount, only pay for what you use, and your balance never expires. Best when your usage is bursty or unpredictable.
Tracking a ticker on a watchlist costs 0.5 fresh reports per update, capped at 10 fresh reports per month — we only refresh on days the markets are open, which averages about 20 a month.
There are no subscription plans and no monthly cap. You start with 10 free fresh reports that never expire, then load a balance and pay 75¢ per fresh report — only when you actually ask for one. Nothing renews, nothing resets, and you are never cut off mid-research while you have balance.
Upgrade from /billing — you're routed through Stripe Checkout, and downgrades roll over at the next renewal.